Privacy Policy

Introduction

This Privacy Policy describes how Eniji LLC ("we," "us," "our"), operating as BizLendHub, collects, uses, and shares information about you when you use bizlendhub.com (the "Site") or interact with our business financing services. By using the Site, you agree to the practices described below.

Information we collect

Information you provide directly

When you submit an application, request a quote, download a resource, or subscribe to our email list, we collect information including:

• Full name, email address, phone number, and business mailing address
• Business details such as legal entity name, industry, years in business, monthly revenue, and number of employees
• Financial information needed to match you with appropriate lenders (requested loan amount, use of funds, estimated credit score range)
• Any additional information you voluntarily share through form fields, uploaded documents, or direct communication

Information collected automatically

When you visit the Site, we automatically collect certain technical information:

• IP address, browser type, operating system, and device identifiers
• Pages visited, time spent, referrer URL, and click behavior
• Cookies and similar tracking technologies (see Cookies section below)

How we use your information

We use information we collect to:

• Match your business with appropriate lenders in our network
• Submit your application to lenders you authorize us to contact
• Communicate with you about your application status, product recommendations, and related services
• Deliver educational content, newsletters, and lead magnets you request
• Improve the Site, our services, and the content we publish
• Comply with legal obligations and enforce our agreements

How we share your information

With lending partners. When you apply for financing through BizLendHub, we share your application information with lenders in our network whose products match your profile. Each lender has its own privacy policy governing subsequent use of your information.

With service providers. We use third-party services for hosting, email delivery, analytics, customer support, and related business operations. These providers access information only to the extent needed to perform their services.

For legal reasons. We may disclose information to comply with applicable law, respond to valid legal process, protect our rights, or prevent fraud.

Business transfers. In the event of a merger, acquisition, or sale of assets, information may be transferred as part of that transaction.

We do not sell your personal information to third parties for their independent marketing purposes.

Cookies and tracking

The Site uses cookies and similar technologies to remember preferences, analyze traffic patterns, and deliver relevant content. You can control cookies through your browser settings. Disabling cookies may limit some Site functionality.

We use Google Analytics and similar third-party analytics services. These services use cookies to track aggregated, non-personally-identifiable usage patterns.

Your rights and choices

Depending on your state of residence, you may have rights to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to legal retention requirements
• Opt out of marketing communications (use the unsubscribe link in any email)
• Opt out of certain information sharing (California, Virginia, Colorado, Connecticut, and Utah residents have specific rights under state law)

To exercise any of these rights, email us at hello@bizlendhub.com.

Data security

We use commercially reasonable administrative, technical, and physical safeguards to protect information we collect. No method of electronic transmission or storage is 100 percent secure, however, and we cannot guarantee absolute security.

Data retention

We retain application data for as long as needed to provide services to you, comply with legal obligations (typically 7 years for financial records), resolve disputes, and enforce our agreements.

Children's privacy

The Site is not directed to individuals under 18. We do not knowingly collect information from children. If we learn we have collected information from a child, we will delete it promptly.

Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be indicated by updating the "Last updated" date at the top. Continued use of the Site after changes take effect constitutes acceptance.

Contact us

Eniji LLC · BizLendHub
1209 Mountain Rd Pl NE STE R
Albuquerque, NM 87110
Email: hello@bizlendhub.com