For CPAs & bookkeepers
Your clients need financing. You refer them to BizLendHub. We work the deal — you earn 10–20% on funded loans. Typical fee: $500–$5,000 per deal.
Earn 10–20% on every client loan you refer
Your clients ask you about financing. When you refer them to BizLendHub, you earn a referral share on funded loans — typically $500–$5,000 per deal — while we handle the brokerage work. Your client gets matched to the right lender; you get a passive revenue stream with zero client disruption.
Why CPAs refer to BizLendHub
You already know which clients need financing. You see their books, you notice when they're growing, when cash flow is tight, when they're talking about expansion. Most CPAs' response to financing questions is some version of "you should talk to a banker" or "Chase has good business loans." Neither is great advice — one is too general, one is too narrow.
BizLendHub gives you a better answer:
- We work with 40+ lenders across all product types (SBA, LOC, equipment, working capital, MCA, factoring)
- We submit once and match clients to the right lender based on their profile
- We handle the application, documentation, and lender communication
- You stay informed (with client permission) on funding progress
- You earn a referral fee on funded loans
How the referral program works
1. Refer your client
Send them to a custom URL we give you, or submit their contact via your partner dashboard. We handle the rest.
2. We qualify & submit
30-minute discovery call with your client, full application, submitted to matched lenders in 24–48 hours.
3. Client gets funded
Typical close: 2–8 weeks depending on product. You stay informed (with client permission).
4. You get paid
10–20% of our commission on funded loans. Paid within 30 days of funding. Typical referral fee: $500–$5,000 per deal.
Revenue share breakdown
| Loan Product | Avg. Deal Size | Our Commission | Your Share (15%) |
|---|---|---|---|
| SBA 7(a) | $450,000 | ~$13,500 (3%) | $2,025 |
| SBA 504 | $900,000 | ~$18,000 (2%) | $2,700 |
| Line of Credit | $125,000 | ~$3,750 (3%) | $562 |
| Equipment Financing | $85,000 | ~$2,550 (3%) | $382 |
| Working Capital / MCA | $60,000 | ~$6,000 (10%) | $900 |
| Invoice Factoring | Recurring | Recurring fee | Recurring |
Actual commission percentages vary by lender. Your share of 15% is standard; partners with 10+ funded referrals per year qualify for a 20% share.
What your clients benefit from
- Multiple lender options, single application — no need for them to apply to 5 banks separately
- Soft credit pull for initial matching — no FICO impact
- Guidance from a broker who understands SBA, LOC, equipment, and alternative financing — most bankers only know their own bank's products
- Faster approvals — we know which lenders to send which deals to
- Honest advice on product fit — we'll tell them when not to take an MCA, when to wait 6 months to rebuild credit, when to pursue SBA vs. alternative
Who this is a fit for
Great fit:
- CPAs and bookkeepers with 20+ small business clients
- Fractional CFOs working with growing small businesses
- Business advisors and consultants to SMB operators
- Wealth managers with business-owner clients
Not a fit:
- Anyone who can't ethically refer financing to clients (some CPA firms have restrictions)
- Referral partners expecting to upsell or high-pressure clients (that's not how we work)
- Partners looking to white-label BizLendHub's service (we don't offer white-label; transparency is our model)
Join the CPA partner program
Complete a 5-minute application. We'll send you a partner agreement (standard, attorney-reviewed), your unique referral URL, and a simple dashboard to track referrals and earnings. No cost to join, no minimum referrals required.
Partner program FAQ
Is there a cost to join the partner program?
No. It's free to join and there are no minimums. You refer clients who need financing; we work the deals; you earn on funded loans. If nothing funds, you don't owe us anything.
How are partner payments calculated?
On funded loans, BizLendHub earns a commission from the lender (typically 2–10% of loan value depending on product). Partners earn 15% of our commission on each funded loan. Partners referring 10+ funded loans per year earn 20%.
When do I get paid?
Within 30 days of loan funding. Payment is made via ACH to the bank account you specify in your partner agreement. Statements are issued monthly showing all referrals (funded and in-progress).
Do I need to disclose this arrangement to my clients?
Most state accounting boards require disclosure of any material referral arrangements to affected clients. You should disclose that you receive a referral fee from BizLendHub for funded loans. We can provide a standard disclosure template if helpful. Consult your state board or firm's compliance guidance.
What kind of leads work best?
Established businesses (1+ year), $150K+ annual revenue, 600+ FICO, with a specific funding need. Startups, very early-stage businesses, and clients with multiple recent MCAs are harder to place. That said, we can often help even in difficult cases — we'll just be honest about the expected outcome before we work the deal.
Can I refer clients nationally or just in my state?
Nationally. We work with lenders in all 50 states. Some state-specific disclosures apply at the loan offer stage (CA, NY, VA, UT, CT), but our service and your referral structure work the same everywhere.
Start earning on client referrals
Free to join. No minimums. 5-minute application. Partner agreement is attorney-reviewed and standardized.
Get Pre-Qualified →